Moving to Portugal From USA: Comprehensive Guide for Americans in 2024

Moving to Portugal has become an attractive option for many Americans seeking a new home in Europe. This captivating country combines the warmth of a Mediterranean climate with a welcoming culture and a low cost of living, making it an ideal destination for those looking to enhance their quality of life.

As US citizens consider relocating, Portugal frequently tops the list due to its appealing lifestyle and vibrant cities. Recent trends show a significant increase in American expats, with many making Portugal their permanent residence.

This comprehensive guide for Americans covers everything about moving to Portugal from the USA. We’ll cover essential topics such as visa options, residency permits, the cost of living in Portugal, and what to expect as an American expat.

In this article, you’ll learn about:

• How to move to Portugal from the USA
• Portugal Visa types for Americans
• Cost of living in Portugal vs USA
• Americans retiring in Portugal

Why is everyone moving to Portugal?

Moving to Portugal has become an attractive option for many Americans considering retirement. Our Global Intelligence Unit’s Retirement Guide for US Citizens highlighted Portugal as a top contender among retirement destinations worldwide.

According to the report, Portugal ranks second globally for American retirees compared to other countries in southern and western Europe. Several factors contribute to its appeal:

High quality of life: Portugal is known for its relaxed pace, friendly locals, and a strong sense of community, making it a desirable place for those seeking a better work-life balance. Many expats in the country appreciate the welcoming environment and the opportunity to connect with others.

Access to quality healthcare: The Portuguese healthcare system is recognized for its quality and affordability. Residents can access necessary medical care without the financial burdens often found in other countries, ensuring a secure and healthy lifestyle for retirees.

Safety: Portugal is recognized as one of the safest countries in Western Europe, ranking sixth in the 2022 Global Peace Index. Low crime rates and a stable political environment are ideal for individuals and families seeking a secure place to call home. This safe country stands out among European countries, making it an attractive choice for relocation.

Strong education system: Portugal’s education system is highly regarded, with a strong emphasis on quality and accessibility. The country is home to reputable universities and a range of excellent international schools, making it an attractive destination for American families considering a move to Europe. The government’s commitment to education not only enhances the quality of life for residents but also contributes significantly to the overall appeal of relocating to Portugal.

Visa-free travel: Moving to Portugal provides the advantage of visa-free travel to other countries within the Schengen Area. This convenience allows residents to explore Europe’s diverse cultures and historical attractions easily.

How to Move to Portugal from the USA

Americans considering moving to Portugal permanently should follow the necessary immigration procedures. A US citizen can enter Portugal without a visa and stay up to 90 days. However, to remain longer than 90 days, they must obtain a temporary residence permit through various visa options, including the D7 Visa, D2 Visa, D8 Visa, or Portugal Golden Visa. Other pathways include securing employment, enrolling in a long-term course, marrying a Portuguese citizen, or investing in the economy.

A US citizen can apply for Portuguese citizenship after five consecutive years of temporary legal residency. This route allows for potential dual citizenship, making it an attractive option for many Americans seeking a new life in a safe country.

Portugal Visa Types for Americans

Moving to Portugal from the USA requires a temporary residence visa if you are coming from outside the EU, while European citizens may not need a visa to enter Portugal. Several visa options are available for Americans looking to establish residency in Portugal, and understanding these various visa types can help facilitate moving to Portugal.

Here’s a breakdown of the best visa types for Americans moving to Portugal.

Portugal Golden Visa Program

The Portugal Golden Visa, or the Residence Permit Program, is a five-year residency-by-investment initiative for non-EU nationals. Launched in 2012, it aims to attract foreign investors to Portugal by allowing them and their direct family members to live and work there. After five years, participants can apply for permanent residency and Portuguese citizenship.

Recently, significant changes have been made to the program. As of 2023, purchasing real estate or real estate-related funds is no longer an eligible investment route. However, there are still several investment options available:

1. Fund subscription: Contribute a minimum of €500,000 to a qualified investment fund.
2. Cultural donations: Donate at least €250,000 for the arts or national heritage projects.
3. Scientific research: Invest at least €500,000 in science or technology research.
4. Job creation: Create and maintain ten jobs during the required period.
5. Business investment: Invest €500,000 to establish or increase share capital in a company with job creation requirements.

You must follow several steps to apply for the Golden Visa and gather specific documents. First, you must open a Portuguese bank account and obtain an NIF (Número de Identificação Fiscal), a tax number required for financial transactions in Portugal.

The application requires documentation such as:

• A valid passport
• Proof of investment (which could include real estate, job creation, or capital transfer)
• Evidence of health insurance
• Criminal record certificate from your home country
• Proof of accommodation in Portugal

The Golden Visa allows visa-free travel within the Schengen area and requires holders to spend at least seven days in Portugal during the first year, followed by 14 days every two years.

This flexibility and the option to include family members in the application make the Golden Visa attractive for many American expats seeking residency in this European country.

Portugal D7 Visa

The Portugal D7 Visa, also referred to as the Portugal Retirement Visa is a key option for those moving to Portugal, particularly those seeking residency through passive income. Designed for non-EU nationals, this visa is ideal for retirees and entrepreneurs who want to relocate to an EU country without significant investment.

Key benefits of the D7 Visa include:

• No active investment/business involvement: The D7 Visa does not require significant investment or the management of a business in Portugal.
• Fast processing: The application process is efficient, facilitating quicker residency.
• Inclusion of family members: You can bring your family along, allowing them to benefit from the same residency status.
• Visa-free travel: The D7 Visa grants access to visa-free movement within the Schengen Area.
• Rights to live and work: Holders of the D7 Visa can live and work in Portugal.

After obtaining the temporary D7 Visa, you and your direct family members can enter Portugal. You can then apply for a two-year residence permit, which can be renewed for three additional years. After five years of residency, you may qualify for permanent residency and citizenship.

To apply for the D7 Visa, you must:

• Be a non-EU national.
• Have a clean criminal record.
• Demonstrate a monthly passive income of at least the Portuguese minimum wage derived from pensions, real estate, or investments.
• Provide proof of accommodation in Portugal.

Ready to see if you qualify for the D7 Visa before moving to Portugal? Take our free D7 eligibility test to find out.

Portugal D2 Visa

The Portugal D2 Visa is a residency program tailored for individuals moving to Portugal who wish to start a new business, expand an existing venture, or invest in entrepreneurial projects within the country.

This visa particularly benefits non-EU nationals looking to establish themselves in an EU country.

Key advantages of the D2 Visa when moving to Portugal include:

• Business opportunities: D2 Visa holders can start a new business in Portugal, invest in existing companies, or engage in various entrepreneurial activities.
• Family reunification: The visa allows family members to join you, promoting a supportive environment.
• Visa-free travel: Holders benefit from visa-free access to the Schengen Area.
• Rights to live and work: The D2 Visa permits you to live and work in Portugal.

To qualify for the D2 Visa, applicants must meet the following requirements:

• Be a non-EU national.
• Maintain a clean criminal record.
• Acquire or invest in a Portuguese company.
• Have a pre-existing business abroad or propose a comprehensive business plan for a new company in Portugal.

Additionally, you must demonstrate your business’s potential economic and social contributions to the country. With the D2 Visa, you can take significant steps towards building your entrepreneurial future in Portugal.

Portugal D8 Visa

Key advantages of the D8 Visa when moving to Portugal include:

• Remote work opportunities: D8 Visa holders can work from Portugal while maintaining their employment or freelance status.
• Family reunification: This visa allows family members to join you, fostering a supportive environment.
• Visa-free travel: Holders benefit from visa-free access to the Schengen Area.
• Rights to live and work: The D8 Visa grants you the right to live and work in Portugal.

To qualify for the D8 Visa, applicants must meet the following requirements:

• Be a non-EU national.
• Maintain a clean criminal record.
• Earn at least four times the national minimum wage, approximately €3,280.00 per month.
• Demonstrate a stable income source that supports living in Portugal.

After five years of residence, D8 Visa holders can apply for permanent residency and citizenship. With the D8 Visa, remote workers can embrace Portugal’s lifestyle while continuing their professional commitments, paving the way for a rewarding experience in an EU country.

Note about Portuguese visas for Americans moving to Portugal

When Americans apply for any visa program, they must submit a visa application form to the local Portuguese Embassy or Consulate in the U.S. It’s essential to download the correct Portuguese visa application form for the Schengen Area.

The following documents are required for your Portuguese residency and visa application process:

• Two passport photographs
• A valid passport and copies of your previous visas
• A copy of your return ticket reservation, depending on your nationality
• Travel insurance with Schengen Area coverage, including medical coverage
• Flight dates and times
• Accommodation plans for the duration of your stay
• Proof of sufficient funds for your stay
• Proof of civil status
• Proof of economic status
• Your residence permit application form
• Document showing your tax history
• Permit to access your criminal record

Additional documentation may be needed; for example, students must provide proof of enrollment at a Portuguese institution.

Portugal Citizenship for Americans

After moving to Portugal as a legal resident, there are several pathways to obtaining citizenship in Portugal. Here, we’ll explore the main routes available for Americans moving to Portugal:

European citizenship by descent

US citizens can acquire an EU passport by applying for Portuguese citizenship by descent. This means you may be eligible for citizenship if you prove you have Portuguese ancestors, such as grandparents or great-grandparents. The application process involves providing documentation that verifies your ancestry.

Citizenship through marriage

You can apply for citizenship after being married to or in a non-marital relationship with a Portuguese citizen for three years. To qualify, you must provide documents proving your relationship, such as a marriage certificate, and demonstrate integration into the Portuguese community. Importantly, there is no minimum residency requirement for this route. Your application remains valid even if you divorce or separate in the future.

Citizenship by naturalization

Portuguese citizenship can also be obtained through naturalization after legally living in Portugal for five years. This can include holding a visa like the D7, D8, or Golden Visa. Once you achieve permanent residency, you can apply for a Portuguese residence permit and eventually request a Portuguese passport. As a European citizen, you will enjoy benefits like the right to live, work, and study in any EU country.

Each route offers a unique pathway to citizenship in Portugal, allowing you to join a vibrant community of EU citizens.

What is American expat life like in Portugal?

Wondering what it is like moving to Portugal as an American? Here’s an overview of what you can expect when you obtain permanent residency:

• Americans living in Portugal can enjoy the country’s warm Mediterranean climate.
• The quality of life includes excellent education and healthcare services that attract foreign nationals.
• US citizens will experience breathtaking landscapes, including beautiful beaches and picturesque historic towns along Portugal’s coastline in Western Europe.
• Most cities in Portugal, like Lisbon and Porto, boast vibrant communities with friendly locals. This creates a supportive atmosphere for expats from around the globe, making integration easier.

Living to this beautiful EU country not only enriches your life but also opens doors to becoming a European citizen in the future. The relaxed pace of life in these big cities allows for a more enjoyable living experience, while the vibrant city centre offers endless opportunities for exploration for expats moving to Portugal.

Cost of Living in Portugal Versus the USA

Portugal is praised for its relatively affordable cost of living, especially when compared to other European countries, making moving to Portugal an attractive option for many.

The stable Portuguese economy and comparatively low living costs make moving to Portugal incredibly alluring to expats. Let’s briefly compare the cost of living between the US and Portugal:

• For example, a cappuccino in New York costs an average of €4.84, while it costs around €1.87 in Lisbon—a +159.2 percent price difference.
• Fresh produce is readily available at local markets in Portugal and is significantly more affordable than in the US.

Moreover, after moving to Portugal, you’ll notice that the further you travel from the main cities, the cheaper the cost of living becomes, making it easier for expats living in Portugal to save money. Lisbon will always be more expensive than just about anywhere else in Portugal, similar to how cities like New York and San Francisco are pricier than most US cities.

Additionally, public transport options in Portugal are often reliable and affordable, further enhancing the overall quality of life for Portuguese people and expats alike.

Portuguese Job Market for Americans

Portugal’s job market has shown positive signs of recovery and growth, driven by increased foreign investment in various sectors, including the tourism sector and technology.

The unemployment rate has been gradually decreasing, and major cities like Lisbon and Porto typically offer more employment opportunities than some rural areas. Moving to Portugal can provide access to these growing job markets.

• Medical
• Law
• Media
• Accounting
• Engineering

However, many companies also value English proficiency, which can be sufficient in certain international companies and industries. English proficiency is particularly advantageous for many foreign companies and English-speaking investors based in Portugal. It creates ample job opportunities for English speakers, especially in IT and software engineering professions.

Recently, Lisbon has experienced a boom in tech and start-ups. The Web Summit, the largest tech festival in the world, even moved its event to Lisbon in 2016 to illustrate this growth. Moving to Portugal can lead to exciting professional opportunities.

Portugal prioritizes jobs for EU members. Therefore, unless you have Portuguese citizenship, you’ll need a special visa sponsorship, such as the Portugal Highly Qualified Activity Visa (HQA), or a residence permit to be eligible to work in the country. For digital nomads, the digital nomad visa may also be an option.

The average salaries in Portugal are generally lower than in many other EU countries, but the cost of living is also lower, making it appealing to expats. Local people are known to be friendly and welcoming, which helps newcomers integrate into the job market and community. Moving to Portugal offers job opportunities and a warm cultural environment.

About the Portuguese Culture

Portugal is known for its warmth and friendliness, making it an inviting place for newcomers. Social connections are vital in Portuguese culture, fostering meaningful relationships and a strong sense of community. Moving to Portugal offers a chance to engage with locals who value family importance and maintain strong ties.

Family gatherings, especially during festivals and community celebrations like the Saints’ Day festivities, highlight the spirit of togetherness. The country provides a relaxed pace of life, which many find safe and welcoming. To fully embrace this culture, many choose to learn Portuguese.

The culinary scene features delicious traditional Portuguese food that brings people together. In larger cities, the vibrant city center enhances expat integration, making it easy to enjoy local life. Moving to Portugal means immersing yourself in a rich, community-focused environment.

Where do American expats live in Portugal?

Wondering where do most American expats live in Portugal? Here are some of the most popular Portuguese cities and areas where Americans living in Portugal with a residence permit tend to base themselves:

Lisbon

The capital city of Portugal, Lisbon, is a major hub for expatriates, particularly digital nomads. Neighborhoods such as Chiado, Bairro Alto, and the historic Alfama district are attractive due to their vibrant atmosphere, urban amenities, and proximity to the city centre. The cost of living in Lisbon may be considerably higher than in other Portuguese cities. Still, the capital’s charm is worth the price tag, which remains significantly lower than most cities in Western Europe. Public transportation in Lisbon is extensive, making it easy to navigate. Living in Lisbon offers a true big city experience.

Porto

Living in Porto, Portugal’s second-largest city, also draws expats. The Ribeira district, situated just over 2 kilometers from the city centre and known for its historic charm and riverfront views, is a notable expat area. Public transportation options make commuting convenient for those in the area. Living in Porto provides a vibrant yet relaxed atmosphere in a big city.

Algarve

The Algarve region in southern Portugal is a popular tourist destination famous for its gorgeous beaches, golf courses, and pleasant climate. Many foreign residents, including Americans, often choose cities like Faro, Albufeira, and Lagos as their new homes. Public transport is available, making living in the Algarve convenient for expats.

Cascais and Estoril

These coastal towns near Lisbon are popular among expats for their seaside lifestyle and proximity to the capital. Public transport links make living in Cascais and Estoril easy for those commuting to Lisbon.

Coimbra

Living in Coimbra is another option for American expats. One of Portugal’s oldest cities and home to one of Portugal’s oldest universities, Coimbra offers a blend of history, culture, and a slower pace of life. The city also has good public transport options.

Madeira

The island of Madeira, an autonomous region of Portugal, has also become a choice for those looking for a unique island lifestyle. The island even has a digital nomad village that welcomes thousands of remote workers from around the globe. Public transport on the island helps residents get around easily.

Living in these areas not only offers a sense of community but also reflects the culture of this beautiful EU country. With public transportation options widely available, navigating these big cities is convenient and accessible. The country is also considered safe, making it an attractive option for American expats moving to Portugal.

Finding Accommodation in Portugal

To rent or to buy?

When moving to Portugal, American expats face an important decision: renting or buying a home. Each option offers distinct advantages that cater to different lifestyles and needs.

Renting in Portugal

Renting in Portugal provides flexibility, which is especially valuable for newcomers. Various accommodations are available, from bachelor apartments to larger T1 (on bedroom apartment), T2, and T3 units, as well as full homes. Portugal’s low rental prices make it an attractive option for many.

In a big city like Lisbon, rental prices may be considerably higher compared to smaller towns or the outskirts of bigger cities. Most rental apartments do not have central heating, so expat tenants should plan accordingly for the cooler months.

Living in a rental allows you to explore different neighborhoods and determine where you feel most at home before committing to a longer-term arrangement.

Buying property in Portugal

On the other hand, buying property can be a smart long-term investment. For those considering a permanent move, owning a home provides stability and the potential for financial growth. Real estate property prices can vary depending on location; a big city will generally have higher costs than estates and villages outside. However, bigger cities are convenient, as public transportation is easy to access, and there are more international speakers. Many Portuguese people are accustomed to speaking English, making integration smoother.

Investing in property secures a residence and opens doors to residency options. With a robust real estate market and various options—from urban flats in Lisbon to charming homes in smaller towns—American expats can find a place that fits their lifestyle.

Getting a Mortgage in Portugal

Pre-application

First, speak to a broker or complete an online form. They’ll let you know whether a mortgage approval is likely and under what conditions. Assuming that goes well, you’ll receive a quote, usually just a day or two after the initial assessment.

Terms and conditions

If the quote matches your budget, your broker will ask you to sign a terms and conditions sheet and pay a fee of €495. Note that if your mortgage is declined, the fee is typically refunded.

Mortgage application

Your broker should assist you with the application and will submit it on your behalf. The broker will also walk you through any supporting documents you might need, such as financial statements.

Approval and deposit

Your mortgage will be approved, and you’ll soon have a new Portuguese address. Your broker will confirm the terms and conditions and ask if you wish to proceed. Assuming you answer yes, you must open a Portuguese bank account. Then you’ll be asked to deposit enough funds in your bank account to cover the valuation fee.

This straightforward process makes it easier for those moving to Portugal. Understanding the requirements will help American expats moving to Portugal navigate the mortgage landscape more effectively in this EU country. Low cost options can also be available for those interested in investing in real estate.

Education in Portugal

The standard of education and the general level of English in Portugal are quite high, with the country ranking in seventh position in the 2021 Education First English Proficiency Index. When moving to Portugal, you will find that children must be in schools between the ages of six and 18, regardless of nationality. Residents can access free education through public schools, making it an attractive option for families.

International schools in Portugal

Portugal is home to excellent international schools, especially in major cities. Notable options for students include:

• Carlucci American International School
• International Christian School of Cascais
• Lisbon International School
• Oeiras International School
• British School of Lisbon

These schools offer diverse curricula tailored to international students, including:

• American Curriculum
• British Curriculum
• French Curriculum
• German Curriculum
• International Baccalaureate (IB)

Universities in Portugal

Higher education in Portugal is renowned globally. Seven Portuguese universities are featured in the QS World University Rankings 2021. The top five universities are:

• University of Porto
• University of Lisbon
• University of Coimbra
• NOVA University Lisbon
• University of Aveiro

Alongside its prestigious universities, Portugal presents several lauded polytechnics that prepare students for specific career paths and offer vocational courses.

If you’re considering moving to Portugal, you’ll appreciate the opportunities for students to thrive in a diverse educational environment while also having the chance to learn Portuguese and engage with Portuguese people.

Healthcare in Portugal

Public healthcare in Portugal

Portugal has a public healthcare system known as the Serviço Nacional de Saúde (SNS). Depending on your circumstances, this system provides medical care at low to no cost. It operates through a network of public hospitals and community health centers, ensuring residents receive comprehensive care. If you live in Portugal, this option is available for those who pay for social security and their dependent family members. Only legal residents and Portuguese citizens can register in the public healthcare system, while tourists are not eligible but can still receive emergency treatment if necessary.

Healthcare for non-EU citizens

If moving to Portugal from another EU country, you must show your European Health Insurance Card (EHIC) from your country of origin and your passport or identification document to access medical care through the public system. However, non-EU citizens will not have access to this card and must rely on private health insurance upon arrival. Retirees must consider their healthcare options before relocating, as they are not entitled to public healthcare until they become residents.

Private healthcare

Partly due to the crowded public healthcare system, many retirees in Portugal opt for private healthcare. If moving to Portugal from outside the EU, you will need private health insurance when you move to Portugal. Fortunately, private health insurance is quite affordable, with prices ranging from €30 to €150 per month, depending on the level of coverage and the individual’s age. This option provides greater flexibility and access to a wider range of services.

Americans Retiring in Portugal

What to consider when moving to Portugal for retirement

First, establish what exactly you want from your retirement. Whether you dream of playing golf regularly, exploring new hobbies like cooking or pottery, or simply enjoying an authentic Portuguese lifestyle, it’s essential to factor these desires into your decision to retire in Portugal. You might envision gardening projects or trekking along the stunning Portuguese Camino de Santiago. Living in Portugal offers diverse experiences that can enrich your retirement.

Getting a Portuguese retirement visa

If you’re considering retiring in Portugal, the D7 Visa is a great option. Also known as the Retirement Visa, the D7 Visa does not require you to make substantial investments or seek employment in the country. To qualify and obtain a residence permit, applicants must demonstrate a consistent passive income source outside of Portugal, totaling at least more than the country’s minimum wage.

Eligible sources of passive income can include pensions, rental income, or income from remote work. This visa allows retirees moving to Portugal to enjoy the European Union freely. Retirees can bask in stunning landscapes, rich culture, and pleasant climates while maintaining a comfortable lifestyle. Living in Portugal through the D7 Visa can lead to a fulfilling retirement.

Leisure activities

Portugal is a wonderland of leisure activities for US citizens retiring in Portugal. If you love golf, look no further than the Algarve region, which boasts some of the best golf courses in Europe. If sampling Portuguese cuisine excites you, consider Porto, with its burgeoning food and wine scene.

Want nothing more than to lounge on the beach by day and indulge in fresh seafood every night? Portugal has an Atlantic coastline extending 600 kilometers, lined with picturesque beaches. Living in Portugal allows you to immerse yourself in these delightful activities.

Learn Portuguese

Those who only speak English may find the Portuguese language complicated, however, with patience and practice, you’ll grasp the basics. With the help of a couple of Portuguese friends, you shouldn’t find it too difficult. Most Portuguese citizens and foreigners speak English relatively well, although in more interior areas, older residents may not. Learning the language can enhance your experience of living in Portugal and help you connect more deeply with the local culture.

Living costs for US retirees

When relocating to Portugal, you might be pleasantly surprised by the living costs, although prices are increasing in bigger cities like Lisbon. A reasonable monthly income of €1,300-€1,500 per month in smaller towns or €2,500 in larger urban areas such as Lisbon or Porto is sufficient for living comfortably in the country. Understanding the costs of moving to Portugal will help you plan your retirement better.

The Non-Habitual Tax Regime for Americans

The NHR program is a popular program from the Portuguese government that gives generous tax benefits to expats in Portugal for ten years. Launched in 2009 by the Portuguese government, the Portugal NHR program is designed to attract expats to Portugal. If you qualify for NHR status, you would not have to pay tax for ten years on income earned abroad from pensions, investments like 401Ks, capital gains, rental income, or work.

Is NHR ending?

The State Budget Law for 2024 determined the end of the NHR regime from 1st January 2024. However, certain individuals can still apply up until 31st March 2025, and the scheme is being replaced by the Tax Incentive for Scientific Research and Innovation, which has now been implemented. To learn more, please refer to Is The Portugal NHR Ending?

Transportation of Goods for Americans Moving to Portugal

Customs

Americans moving to Portugal should be aware of the customs regulations governing the moving and shipping of goods across the Atlantic. Before moving to Portugal, you must visit your local Portuguese Consulate and request a Certificado de Bagagem (Luggage Certificate).

This certificate is obtained by providing a complete inventory of the possessions and household goods you plan to take. If living in Portugal, you’ll likely find that most everyday items are available, reducing the need to bring everything from home.

Shipping and flying goods

Several options are available when moving your household goods and belongings to Portugal. Shipping by sea is the most wallet-friendly option, although it is also the slowest. Expect to receive your items within one to three months. In contrast, shipping by air is the fastest and most expensive choice, delivering your items within a week.

When choosing between these methods, you’ll need to weigh your options between expenses and time. Living in Portugal means you might need to make these decisions based on your timeline.

The price for shipping a meter cubed 250 kg (about 551.156 lbs) container of household items to Portugal:

Storage

For home goods storage, you may require a place to keep your items on either a short-term or long-term basis. Unfortunately, your options in Portugal may be limited; it has one of the lowest per capita self-storage facilities in the EU. Consider your needs carefully, as finding adequate storage can be a challenge. Living in bigger cities can often provide more options, so understanding the local landscape is crucial when living in Portugal, especially if you plan to relocate your possessions.

Pets

If you’re moving to Portugal with pets, be aware that the country adheres to European rules for bringing animals into the nation. You can bring up to five animals, provided it’s for non-commercial purposes.

The regulations differ based on whether you come from within or outside the EU. Only dogs and cats from America can accompany you. Your pets must be microchipped and vaccinated against rabies at least 21 days before moving. If living in Portugal, familiarize yourself with these requirements to ensure a smooth transition.

While these breeds are allowed into Portugal, at the Traveler’s Point of Entry, the owner will need to sign the following:

• Statement of responsibility if staying in Portugal for less than four months
• A notification if staying longer than four months

Vaccinations

There are no special vaccination requirements for Portuguese immigration when moving to Portugal. However, routine vaccinations like measles, mumps, rubella, diphtheria, tetanus, pertussis, varicella (chickenpox), and polio are mandatory.

A yearly flu shot is also recommended to maintain good health while living abroad. Understanding vaccination requirements is crucial for anyone living in Portugal, particularly those moving with children or older individuals.

Moving to Portugal: Pros and Cons

No country is without its ups and downs. Here’s a brief overview of the pros and cons of moving to Portugal as an expat:

Pros of living in Portugal

• Great weather in most parts of Portugal most of the year
• Friendly people and a local culture that welcomes foreigners
• Delicious fresh seafood and a thriving gastronomy scene
• Lower cost of living and less expensive real estate prices than in many other Western European countries
• Low crime rates and a democratic state (Portugal is one of the safest countries in the world)
• Many tourist attractions to explore (including several UNESCO World Heritage sites)

Cons of living in Portugal

• Healthcare: Neither US health insurance nor Medicare will cover you here, particularly if you’re from the US. So, you’ll likely have to invest in some private international health insurance. If you become a resident, however, you can access the Portuguese healthcare service (SNS), which is very affordable.
• Often limited availability of goods and services, especially in rural areas
• Moving away from friends and family has the potential for homesickness, loneliness, and culture shock
• Most Portuguese people speak English, but learning Portuguese is a must, as it can help you integrate into the community and complete your daily tasks.

Portugal Versus Spain

Both Portugal and Spain are excellent countries for expats to move to. However, Portugal is considered more affordable and laid-back than its closest EU neighbor, Spain, and its property market hasn’t seen the same ups and downs. If you’re seeking a tranquil lifestyle, living in Portugal offers just that, along with stunning landscapes and rich culture in every Portuguese city.

While Portugal has been known as a sleepy retirement spot in the past, buying a home in Portugal now is just as much about the return on investment as it is about the lifestyle. The property market remains stable, making it an attractive option for settling down.

You’ll find that Spain requires more bureaucracy for certain processes, while living in Portugal tends to be more straightforward, especially for expats. Each country has its own charm, but Portugal offers a unique blend of affordability and quality of life.

Exploring Visa and Immigration Options for Portugal

If you're considering making the move to Portugal, it's essential to be informed about the various visa and residency options available. The Golden Visa Portugal program is an attractive option for many, offering residency to investors and their families. For those eyeing retirement in this beautiful country, the Retirement Visa (D7) is tailored for you. Digital nomads can take advantage of both short and long stay options with the Nomad Visa (D8). Meanwhile, the NHR - Non Habitual Tax regime provides significant tax benefits for new residents. 

For the entrepreneurial spirit, Portugal offers the Entrepreneurship/startup Visa (D2) - Start-up Visa (open company) tailored for those looking to establish their businesses in the country. Those with specialized skills can explore the Work visa for highly qualified employees (D3). Additionally, if you have Portuguese ancestry, you might be eligible for Citizenship by descent. 

However, moving to a new country isn't just about visas. If you're thinking of buying property, our guide on Buying Property in Portugal can offer invaluable insights. Dive deeper into the immigration process with our comprehensive Portugal immigration guide. For Americans specifically looking to relocate, we have curated information on Americans moving to Portugal. Lastly, one can't forget the importance of the NIF (Tax Registration Number), a crucial step in any relocation process. 

Frequently Asked Questions about Americans Moving to Portugal

What is required for Portugal residency?

To obtain residency in Portugal, US citizens must provide two recent photographs, a passport, a completed residence permit application form, proof of sufficient funds, and evidence of accommodation.

You’ll also need a valid residency visa, documentation of your tax history, and a permit to access your criminal record.

Why do Americans move to Portugal?

Americans often move to Portugal for its excellent climate, stunning beaches near the capital, delicious food, and high quality of life combined with low living costs. Additionally, there are attractive tax incentives that US citizens can benefit from.

Convenient public transport further enhances the appeal of living in this vibrant country.

Is it easy for Americans to get a Portuguese visa?

As an American citizen, you need a residence permit to live in Portugal for more than three months. Moving is straightforward, with visa options like work, marriage, or the Golden Visa.

After five years, you can apply for permanent residency and citizenship if you meet all requirements, including passing a Portuguese language test.

Where do Americans live in Portugal?

Most Americans in Portugal live in Lisbon, Porto, or the Algarve. Portugal offers an array of stunning locations, whether you are looking for a buzzing city, peaceful village, or waterfront beach house.

Are there international schools in Portugal?

Yes. If you live in Portugal, you’ll find many excellent international schools throughout the country. Most are located around Lisbon, Cascais, and in the Algarve in the south of the country.

Why are so many Americans retiring in Portugal?

American expats are opting for Portugal because of its advantages such as excellent healthcare infrastructure, pleasant year-round climate, and safety. These factors make retiring in Portugal an attractive choice for those looking for a better quality of life.

The affordable cost of living and welcoming communities further entice Americans to make the move.

How to retire in Portugal from the US?

You can retire to Portugal from the US by applying for a D7 Visa or through the Golden Visa program. Both options provide pathways for American retirees looking to settle in Portugal while enjoying its benefits.

Can a US citizen move to Portugal permanently?

Yes, a US citizen can move to Portugal permanently. While you can enter Portugal without a visa and stay for 90 days, you will need to secure a visa to obtain a residence permit for a long-term stay.

There are different visa options available, so you can choose one that is better suited to your circumstances.

How much money do you need to immigrate to Portugal?

To immigrate to Portugal, you typically need a minimum of €9,840 per year for an individual, which is the minimum wage requirement.

Additional funds may be required for dependents and to cover visa application fees, housing, and other living expenses. Requirements can vary based on visa type.

Is healthcare in Portugal free?

American expats can benefit from Portugal’s Serviço Nacional de Saúde (SNS), a public healthcare system offering low-cost or free medical care to those with a legal residence permit.

The SNS operates through public hospitals and community health centers, while private healthcare, known for its excellent reputation, is also available.

Is Portugal safe for American expats?

Yes, Portugal is safe for expats, consistently ranked as the sixth safest country in the world according to the Global Peace Index 2023. Many expats find that living in Portugal provides a secure and welcoming environment, especially compared to other nations in the European Union.

Overall, it’s a great choice for those seeking safety, with many considering Portugal safe for relocation.

What are some drawbacks of living in Portugal?

While living in Portugal has many advantages, there are a few downsides. US citizens may face slow bureaucracy and find that many homes have poor insulation, leading to chilly cold winters.

The language barrier can be challenging, and the Portuguese minimum wage is lower compared to many Western European countries, potentially affecting job opportunities for expats.

Can I move to Portugal without a job?

Yes, US citizens can move to Portugal without a job by demonstrating sufficient passive income or making an investment. Options like the D7 Visa require proof of income, while the Golden Visa program is available for those who invest in property. American students can also explore a student visa for educational opportunities.

How many people are immigrating to Portugal from the US?

The number of Americans living in Portugal is at its highest level in over a decade. According to the former Portuguese Border Services (SEF), at the end of 2021, about 7,000 Americans were living in the country. 

What are the benefits of living in Portugal with a Digital Nomad Visa?

The benefits of living in Portugal with a Digital Nomad Visa are numerous. There is a growing interest in moving to Portugal among remote workers, thanks to key factors like quality of life and safety.

The country offers excellent healthcare and affordability, making it an attractive option. Additionally, the warm climate enhances the overall experience for digital nomads seeking a balanced lifestyle.

Can US citizens get Portuguese citizenship?

Yes, US citizens can obtain Portuguese citizenship. To be eligible, they must reside in Portugal for a minimum of five years with a temporary residence permit. After this period, they can apply for permanent residence, which is a key step toward acquiring Portugal citizenship.

Does the Portuguese immigration law allow dual citizenship?

Yes, Portuguese immigration law allows for dual citizenship. This means that individuals can hold both Portuguese citizenship and citizenship from another country, including the United States, as long as their home country also permits it.

Do Americans need a Portuguese driver's license?

U.S. and Canadian citizens can drive with their foreign driver’s licenses for up to 185 days in Portugal. They can also exchange their driver’s license for a Portuguese driver’s license without taking a driving exam, as long as they are under 60 years old and make the request within 90 days of arrival.

Do Americans need a tourist visa to enter Portugal?

U.S. citizens can enter Portugal for up to 90 days without a visa. However, you will need a valid U.S. passport for at least 3 months from the date of the planned return.

What are the best places to live in Portugal?

The best places to live in Portugal depend on your lifestyle, personal circumstances, age, employment, and personal preferences. Some of the most popular destinations for expats in Portugal include Lisbon, Porto and the Algarve region.

Do US expats pay social security tax in Portugal?

US expats who are employees and those who are self-employed pay contributions to social security in Portugal. If you are employed, the amount for social security is automatically deducted from your salary.

Can an expat from a non EU country explore the European Union?

Expats from non-EU countries can explore the European Union with a Schengen visa, allowing for easy travel between member states. Portuguese people also take advantage of reliable public transport to move seamlessly across the EU.

Can foreigners buy property in Portugal?

Yes, foreign investors and expatriates can purchase property in Portugal without a visa. However, to reside in the country, they must obtain a valid visa. Non-EU citizens have several options, including the D7 Visa (Passive Income Visa), the Digital Nomad Visa, and the Portuguese Golden Visa program, among others.