Dreaming of a life beyond US borders? Whether you’re seeking adventure, a lower cost of living, or a vibrant cultural experience, relocating abroad offers a fresh start with countless opportunities. This guide explores the best places for Americans to live abroad, considering factors like affordability, quality of life, and ease of integration.

From the bustling streets of European capitals to tranquil beach towns in the Caribbean, discover places where you can enjoy a fulfilling life while embracing new cultures and traditions. Your next home could be just a passport stamp away!

Why do Americans move abroad?

In our Global Intelligence Unit’s US Retirement Trend report, it is mentioned that internal factors such as cost of living, tax optimization, and political stability are crucial for retirees and those seeking to live abroad.

Looking toward the future, many Americans prefer countries where their pensions can cover more expenses, taxes are lower, and the political situation is stable and predictable. These internal motivations are often combined with external desires such as pleasant weather and the enriching experience of immersing oneself in new cultures and being part of local communities.

Moreover, some retirees are motivated by the prospect of acquiring a second citizenship, which provides practical benefits like easier travel and access to social services in other countries. This trend aligns with the increasing global mobility and globalization of retirement lifestyles.

As retirees seek more adventure in their post-working years, choosing a retirement destination has become an opportunity to enhance personal and financial satisfaction, reshaping the traditional concept of retirement.

“In any case, recently, particularly following the latest elections and the global pandemic, there has been a noticeable increase in the number of Americans exploring options for relocation or acquiring a second citizenship. This trend reflects a growing interest in finding alternative living arrangements that offer better quality of life, economic benefits, and a sense of security and acceptance,” the report states.

Best places for Americans to live overseas

Portugal

Neighboring Spain, Portugal ranked second among destinations chosen by US retirees. Aside from the excellent all-year weather, this country on the Iberian coast has several other reasons for being a great choice. In addition to the Portuguese Golden Visa, the country has a dedicated D7 Visa specifically for retirement purposes.

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In Portugal, expatriates can choose between public healthcare through the Serviço Nacional de Saúde (SNS) or private healthcare services.

Those contributing to the Portuguese social security system can access public healthcare, which is known for its high standards. However, wait times and service availability may vary by region.

On the other hand, private health insurance in Portugal offers faster access to a wider range of healthcare facilities and specialists. This option is especially attractive due to generally shorter waiting times and the availability of English-speaking medical professionals, particularly in areas with significant international communities.

Private healthcare facilities, mainly located in major cities like Lisbon and Porto, provide a wide range of medical services with modern infrastructure.

Portugal is widely regarded as one of the safest countries globally. Its impressive ranking as the 7th safest country in the world and 5th in Europe attracts many US expats seeking a more stable and secure living environment due to growing concerns about safety in the United States.

The nation’s low crime rates and effective law enforcement contrast with the increasing safety worries experienced by many expats in their home country. There is a significant difference in the overall cost of living and rent between New York and Lisbon. To maintain a lifestyle in New York that costs $4,451.4 in Lisbon, one would need approximately $10,243.5.

Consumer prices in New York are 98.9% higher than in Lisbon without rent, and including rent, they soar to 130.1% higher. This substantial difference highlights the significant price disparities between New York and Lisbon.

The difference extends significantly to the housing sector, with New York’s rent prices being 179.1% higher than Lisbon’s. You would pay $4,109.07 in New York for a one-bedroom apartment compared to $1,441.13 in Lisbon.

Spain

Spain ranked as the best in the world for retirement, scoring the full 100 points in the GUI’s US Retirement Trend report. Living in Spain is generally considered safe, especially compared to many other countries worldwide. One of the most popular options is the Spanish Golden Visa.

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Spain has one of the lowest overall crime rates in Europe, especially when it comes to violent and personal crime. In 2023, Spain was ranked as the 8th safest nation in Europe in terms of violent crime. While crime is rare, petty crimes like pickpocketing and theft are more common, particularly in tourist areas and major cities such as Barcelona and Madrid.

The cost of living index is a useful tool for comparing the prices of consumer goods and services across different locations. It includes categories such as groceries, dining out, transportation, utilities, and rent, providing valuable insights into the affordability of essential items.

Madrid, the capital of Spain, offers a unique blend of cultural richness, historical heritage, and modern amenities, making it an appealing destination for both residents and expatriates.

Housing is a significant part of living expenses in Madrid. The average monthly rent for a one-bedroom apartment in the city is approximately $1,322.50, while in less central areas, it’s around $968.05.

Larger families seeking three-bedroom apartments would find options in the city, averaging $2,321.49 monthly and $1,655.28 in the suburbs. The purchase price per square foot reflects a similar urban-rural divide, costing about $446.54 in the city and $258.77 on the outskirts.

Greece

Greece is a popular retirement destination for US expats thanks to the Greece Golden Visa. It offers a warm Mediterranean climate, a lower cost of living, and a wealth of cultural and historical attractions.

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Greece enjoys mild winters and hot summers, making it an appealing location for those seeking a comfortable year-round climate.

The country has a robust healthcare system with both public and private options for comprehensive medical care. Many retirees find the cost of living to be significantly lower than in the US, especially concerning housing and daily expenses like food and transportation.

Safety is generally high in Greece, with low levels of crime, although petty crimes such as pickpocketing can occur in tourist-heavy areas. English is widely spoken, particularly in urban areas and popular tourist destinations, which eases the transition for English-speaking expats. Greece also has favorable tax policies for retirees, including a flat tax rate on foreign pensions, which can make financial planning more straightforward.

One of the main draws for retirees is the rich cultural heritage and vibrant lifestyle that Greece offers. The country is renowned for its historical sites, stunning architecture, delicious cuisine, and active social life. Whether you are interested in exploring ancient ruins, enjoying the scenic beaches, or participating in local festivals, Greece provides a fulfilling and enriching environment.

For those considering relocating, it is essential to understand visa requirements. Greece offers a Financially Independent Person (FIP) visa, which requires proof of sufficient income to support oneself without working in Greece.

This visa is renewable annually and can eventually lead to permanent residency. Healthcare access for expats is facilitated through the European Health Insurance Card (EHIC) for those from EU countries, but non-EU retirees, like Americans, often opt for private health insurance to cover all their needs.

Overall, Greece provides a high standard of living, affordable costs, excellent healthcare, and a rich cultural experience, making it an ideal retirement destination for US citizens. The country’s welcoming atmosphere and diverse recreational opportunities further enhance its appeal for those looking to enjoy their golden years in a vibrant and historic setting.

Malta

Malta is a top retirement destination for US expats, offering a combination of Mediterranean charm, mild climate, and high quality of life. With English as an official language, retirees find it easy to integrate, and the Malta Golden Visa is a relatively smooth process.

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Malta’s healthcare system is robust, featuring both public and private options that are affordable and of high quality. The cost of living in Malta is lower than in many major US cities, making it an attractive option for budget-conscious retirees.

Safety is another strong point for Malta, boasting low crime rates and a generally secure environment. The country’s rich cultural history, vibrant arts scene, and numerous recreational activities, including beautiful beaches and historical sites, provide ample entertainment and engagement opportunities for retirees.

When it comes to visas, Malta offers the CES Investment Program, providing favorable tax benefits to non-EU citizens. This program requires proof of stable income and health insurance. Additionally, Malta’s favorable tax policies, including a double taxation agreement with the US, ensure that retirees can manage their finances efficiently.

Public transportation is reliable and affordable, making it easy for retirees to travel around the islands. The warm, friendly community, combined with the high standard of living, makes Malta a welcoming place for expatriates to enjoy their retirement.

Overall, Malta provides a perfect mix of relaxation, cultural enrichment, and financial benefits, making it an ideal choice for US citizens seeking a comfortable and enjoyable retirement abroad.

Read our GIU's Complete US Retirement Trend report

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Dominica

A tropical paradise in the Caribbean, Dominica is one of the best countries to move to from USA. Its waterfalls, volcanoes, lush forests, and beautiful beaches provide for adventure and relaxation. With affordable costs of living, this Caribbean paradise will take your breath away.

Dominica’s Citizenship by investment program offers individuals the unique ability to obtain citizenship by investing in the country. The program is one of the most popular ways to obtain a second passport within 3-4 months. With contributions starting from $100,000, you can acquire a Dominica passport-by-investment by either investing in real estate or donating to the Government’s Economic Diversification Fund (EDF).

Antigua and Barbuda

Recognized for having some of the most gorgeous beaches in the world, crystal clear waters and warm climate, Antigua and Barbuda is one of the best and safest Caribbean islands to live as an American. The country established its own citizenship by investment initiative in 2012 to encourage sustainable economic growth, attract developments, and stimulate foreign investment to the nation. Investors can obtain an Antigua and Barbuda passport by either making a charitable contribution, investing in property or setting up a business. In less than six months, you and your family can obtain Antigua passports, starting from a $100,000 investment. 

St. Kitts and Nevis

St. Kitts and Nevis is yet another well-known destination to settle down in. Popular and appreciated for its beautiful scenery, world-class beaches, and warm tropical climate, many can live a relaxed and peaceful lifestyle here.. Thanks to the St. Kitts and Nevis’ Citizenship by Investment Program, investors and their families can obtain second passports and tax-free worldwide income in the island nation. 

Grenada

Grenada offers a simple lifestyle under the sun, plenty of white sand beaches to enjoy, and a friendly local population. Take a look at Grenada’s Citizenship by Investment program, providing you with the unique opportunity to obtain citizenship by investing in the country, usually in real estate or a government donation.

Saint Lucia

Saint Lucia’s popularity among US expats is due to its top beaches, tropical rainforest, and agreeable climate. Take a look at Saint Lucia’s Citizenship by Investment Program and obtain a second passport in one of the cheapest ways – with investments starting from $100,000. 

How Can Global Citizen Solutions Help You?

Global Citizen Solutions is a boutique migration consultancy firm with years of experience delivering bespoke residence and citizenship by investment solutions for international families. With offices worldwide and an experienced, hands-on team, we have helped hundreds of clients worldwide acquire citizenship, residence visas, or homes while diversifying their portfolios with robust investments. 

We guide you from start to finish, taking you beyond your citizenship or residency by investment application. 

Frequently Asked Questions About Moving Abroad as an American

What countries welcome American expats?

Portugal, Spain, Cyprus, Malta, Dominica, and Antigua and Barbuda are some of the best places for expats to live.

What is the best place to live in the world 2020?

Portugal has been ranked in numerous global studies as the top country in the world for expats. High quality of life, excellent climate, clean air, safety and stunning beaches make Portugal the best foreign country for an American to live in.

Where can US citizens live permanently?

With the creation of the Golden Visas, Portugal and Spain offer US citizens the opportunity to relocate permanently and get residency in some of the best places for Americans to live in Europe. The Caribbean islands are also popular options for American expats, because of the proximity with the US, low living costs, and relaxed way of living.

What is the Golden Visa?

A Golden Visa is a permanent residency visa issued by the authority of a country to individuals who invest a certain sum of money, often through the purchase of property.  The Golden Visas allow Americans to relocate to some of the best places to live and work in Europe.

Which countries offer Golden Visas to Americans?

Spain and Portugal offer Golden Visas.

Which country gives citizenship by buying property?

Cyprus, Malta, Dominica, Antigua and Barbuda, St Kitts and Nevis, Grenada and Saint Lucia.

Where do most American expats live in Portugal?

The best American expat communities in Portugal can be found in the Algarve.

What are the safest places to live abroad?

Portugal, Spain, Cyprus and Malta are some of the safest places to live abroad. Antigua and Barbuda is the safest place to live in the Caribbean.

What are the best places to work in Europe?

Portugal and Spain are some of the best places for Americans to work in Europe. The numerous companies implanted in these countries create valuable working opportunities for foreigners.