Healthcare in Turkey in 2025: Expats and Foreigners

Healthcare in Turkey is well known for its accessibility and affordability, with a wide range of medical facilities available for residents and tourists. With many healthcare workers speaking English, communication is easy for international patients.

Turkey has both public and private healthcare systems. While all citizens have access to universal healthcare, most foreign nationals opt for private healthcare due to shorter wait times and broader coverage.

Thanks to its modern facilities and highly trained professionals, Turkey’s private healthcare sector has also made the country a leading destination for medical tourism, attracting thousands of patients from around the world each year.

In this guide you will learn about:

• The Turkish healthcare system
• Universal healthcare in Turkey
• Private health insurance in Turkey
• Family healthcare centers in Turkey
• Healthcare in Turkey for retirees
• Cost of healthcare in Turkey
• Medication and pharmacies in Turkey
• Getting an appointment or emergency cases
• Alternative medicine in Turkey

The Turkish Healthcare System

Healthcare services in Turkey are provided by the Turkish Ministry of Health (MOH), university hospitals, and the private sector. Anyone living in the nation, who is under the age of 65, has to be covered by a health insurance policy, regardless of whether they choose the private or public healthcare system.

Turkey offers both public and private healthcare services. Private healthcare operates alongside the Universal Healthcare Insurance, which provides basic coverage for Turkish citizens and is funded through taxes in Turkey.

It’s important to note that the Global Health Insurance card (GHIC) and European Health Insurance Card (EHIC) are not valid in Turkey. Foreign nationals should also note that medical coverage is necessary to receive work permits or residency. This is particularly important for those that are planning obtain Turkey citizenship by investment.

History of the Turkish healthcare system

The Turkish healthcare system has undergone major reforms over the past two decades, significantly improving both access and quality of care.

Before 2000, less than two-thirds of the population had health insurance, leaving many to pay out of pocket or forgo treatment. That changed in 2003, when the government, backed by the World Bank, launched the Health Transformation Program to ensure equal access for all.

Further progress came in 2010 with the Public-Private Partnership (PPP) program, boosting investment in healthcare and expanding private insurance options. Today, Turkey offers a much higher standard of care through both public and private systems.

Universal Health Insurance in Turkey

Launched in 2003 by the Turkish government and World Bank as part of the Health Transformation Program, Universal Healthcare Insurance in Turkey has been a massive success for the country.

Turkey’s public healthcare system operates under Universal Health Insurance, covering all citizens. It is administered by the Social Security Institution (SGK) under the General Health Insurance scheme (Genel Sağlık Sigortası – GSS).

If you are employed in Turkey, your employer will directly pay into the SGK on your behalf. Alternatively, you can voluntarily enroll into the system and pay into the GSS monthly, at about 780 TL ($20.50)

How can you apply for Universal Health Insurance?

All citizens of Turkey, whether through birth, naturalization, or investment, can register for Universal Heath Insurance at any social security institution center in the country. This may be fast tracked with the Turkish Golden Visa once you obtain a Turkish passport after four months.

There are around 600 centers, so it should be easy. Medical care under this policy can be accessed for a monthly fee of around €18 on average and can include coverage for your spouse and children under 18.

What healthcare benefits are covered by GSS?

The following healthcare services are covered by Universal Health Insurance in Turkey:

• Emergency health services
• Preventive health services
• Diagnostics and tests
• Optical and dental examinations and treatments (available at certain medical facilities)
• Primary healthcare services
• Maternity and pregnancy services (including IVF treatment)
• Prescription drugs (partially covered)
• Rehabilitation services
• Travel expenses (applicable when treatment is needed outside city of residence)

In certain cases, GSS may also cover healthcare services received abroad. However, the Universal Health Insurance scheme does not cover aesthetic or cosmetic procedures.

Private Health Insurance in Turkey

While public healthcare services cover a wide range of treatments, foreigners and residents often prefer to have private health insurance, as it offers more benefits than Universal Health Insurance.

There are a growing number of private hospitals and clinics, where you can access the highest quality of care and have shorter waiting times and fewer unexpected expenses. You will also find more English-speaking medical professionals in a private hospital.

Benefits covered by private insurance in Turkey

• 

  Medical and diagnostic examination costs

• Hospitalization costs – room, meals, hospital beds, etc.
• Medication and medical equipment costs
• Hospital services – operation, radiology, anesthesia, microbiological tests, imaging tests, postoperative physical therapy, organ transplantations, etc.
• Medical treatments for less than 24 hours – food poisoning, IV drips, simple burns
• Treatments in intensive care

Benefits provided under the private Turkey health care system may vary depending on the policy of various health insurance plans.

Cost of private health insurance in Turkey

You may want to contact more than one company to see which offers the most coverage and the best insurance premiums. On average a basic private health insurance plan will set you back between $75-$300 per year, while a comprehensive option is between $150-$560 per year.

Family Healthcare Centers in Turkey

Regardless of whether you choose private or public health insurance, you can access family healthcare centers in every city, town, or village, which is perfectly convenient if you’re considering buying property in Turkey. You only need to show clinics your residency permit or passport to have a consultation.

The family healthcare centers are available throughout the country, offering primary care to residents and citizens of all ages.

Important to note: Rural areas may not have sufficient facilities, something to be aware of if you have an existing medical condition and are considering moving to Turkey.

Healthcare in Turkey for Retirees

Retirees in Turkey are well taken care of, with numerous family healthcare centers available throughout the country. Whether you choose to rely solely on GSS or supplement the shortfalls with private health insurance, the care given to retirees in Turkey is great.

Those with chronic health conditions are generally able to receive adequate care at a fraction of the cost when compared with western Europe and the US, a big advantage for those looking to retire in Turkey on a budget.

However, most foreign retirees in Turkey choose private health insurance to ensure they can access the very best care throughout Turkey.

Costs of Healthcare in Turkey for Foreigners

The cost of medical treatment in Turkey is generally very affordable for locals and foreigners alike and is one of the reasons why the cost of living in Turkey is so low. In fact, Turkish healthcare is much more affordable in comparison to that of other countries in Europe and the US.

Often patients from across the world prefer to seek specialist operations, hair transplants, or cosmetic surgery in Turkey than in their home country. This rise in Turkey medical tourism and patient satisfaction has only helped improve the level of medical services in Turkey.

Let’s take a look at some of the medical costs in Turkey compared to the USA:

Medication and Pharmacies in Turkey

In Turkey, pharmacies are known as Eczanes. They’re easy to spot by the red E symbol on a white background framed by a red box.

Medication in Turkey is both cheap and accessible. But if you do wish to submit a claim to your insurance, keep your receipt and claim the money back.

Pharmacies in Turkey can be found on almost every main street, and are generally open Mondays through Saturdays from 9 am to 7 pm. However, there are certain pharmacies that are open 24 hours.

Getting an Appointment or in Cases of Emergency

To get a medical appointment in Turkey, you may call the Central Physician Appointment System on 182 and they will schedule one for you. Alternatively, you can visit a local healthcare center or primary physician and wait your turn to receive treatment. Do note, that the latter option may require a longer waiting period, depending on the doctor’s availability.

In cases of emergency, treatment is free in Turkey, however, private hospitals may charge you admission costs – which will still be a lot lower than you would expect to pay in the US or UK. In emergency situations, you may consider calling either a public or private ambulance by dialing 112. Keep in mind that private ambulances tend to arrive more quickly.

Alternative Medicine in Turkey

You can find a lot of alternative medicine in Turkey aside from modern-day medicine. Turkish citizens are actually known to incorporate natural treatment methods in their treatment of illnesses. They usually blend different plants and natural products together or use traditional practices such as cupping and homeopathy.

That being said, only certified healthcare providers are allowed to practice such treatments. Therefore, it is essential to ensure that the doctor or clinician is licensed.

Benefits of the Turkish Healthcare System

There are a range of benefits of the Turkish healthcare system, including:

• Accessibility: Expats living in Turkey have access to the public healthcare service, it’s one of the main Turkey citizenship by investment healthcare benefits. 
• Affordability: Healthcare in Turkey is significantly cheaper than other countries in the EU and the US, making healthcare accessible for all.
• Various insurance options: One of the biggest benefits of the Turkish healthcare system is that there are insurance options to fit any budget or family size. Whether you want to remain on the public healthcare system or move to a comprehensive private health insurance plan, there are options for everyone.

The healthcare system in Turkey has come a long way since the inception of the Universal Health Insurance program. Whether you’re an expat, resident, or citizen of Turkey you have access to a fantastic network of healthcare facilities.

Disadvantages of the Turkish Healthcare System

While things have improved drastically for the Turkish healthcare system, it’s important to understand that the public healthcare system is still under significant strain.

Turkey does not have enough qualified professionals to sustain the public healthcare system. This means the wait times are long and the level of service may be affected, particularly in rural public healthcare facilities.

However, the Turkish government is hard at work to improve this, with about 50 medical education institutions actively working to increase the number of healthcare professionals in Turkey and a close eye kept on health expenditures. In fact, the World Health Organization predicts an increase in people covered by essential services and not facing financial hardships to increase by 7.6 million between 2018-2025.

Is healthcare in Turkey good?

The healthcare system in Turkey is fantastic, offering a range of services to meet the needs and budgets of everyone. In fact, Turkey’s healthcare system ranks 63rd out of 167 countries across the globe. Turkey is also a well known international health tourism destination.

Frequently Asked Questions about Healthcare in Turkey

is healthcare free in Turkey?

Healthcare is generally free under the Turkish public health system. However, you are required to make out-of-pocket payments for certain medications and consultations even in state hospitals. Private healthcare, on the other hand, requires a higher annual fee. However, it covers a lot more services and treatments.

Is the European health insurance card valid in Turkey?

No, the European Health Insurance Card (EHIC) is not accepted in Turkey. Since Turkey is not part of the European Union or the European Economic Area, EHIC holders cannot use the card for free emergency medical care while in the country.

Can I use a GHIC in Turkey?

No, Global Health Insurance Cards (GHIC) are not accepted in Turkey. This makes getting private health insurance all the more important for foreign nationals in Turkey.

What is the cost of medical treatment in Turkey?

The cost of medical care in Turkey is considerably cheaper than European countries and the USA. The health insurance options are also significantly less expensive. For example, a non-complicated emergency room visit in Turkey will set you back around $50-$150, the same treatment in the US will costs anywhere from $500-$1,500.

What are the challenges of healthcare in Turkey?

Like every other country, the healthcare system in Turkey also faces challenges, including, a shortage of medical professionals and overcrowding in public hospitals.

What healthcare options are available for expats in Turkey?

Expats in Turkey are required to obtain private health insurance to ensure they are covered while living in Turkey. Once they become a citizen, they are entitled to Universal Health Insurance which offers significantly reduced medical co payments. However, private health insurance is still very affordable and is the most popular option for expats.

How to find English-speaking doctors in Turkey?

Finding an English-speaking doctor in Turkey is much more likely at private hospitals and healthcare facilities. You can also speak with your private health insurance company and they can assist in finding the right healthcare provider.

Can tourists get free healthcare in Turkey?

While emergency treatment at public hospitals in Turkey is typically free for tourists, this only covers initial stabilization. Any follow-up or non-emergency care, including visits to private hospitals, must be paid for out of pocket or covered by sufficient travel insurance.

Why is healthcare so cheap in Turkey?

There are several reasons why healthcare is cheap in Turkey, including lower operational costs, a highly competitive private sector, government subsidies, and tax incentives for medical tourism.

Where does Turkey rank in healthcare?

Turkey’s healthcare system ranks 63rd out of 167 countries across the globe.

How does the healthcare system work in Turkey?

Turkey operates a dual healthcare system that includes both public and private sectors. The public system, overseen by the Ministry of Health (MoH), delivers comprehensive, subsidized care through a universal health insurance scheme available to all residents. The private sector, known for its higher quality services and shorter wait times, requires either private insurance or direct payment.

How is the hospital quality in Turkey?

The public hospitals in Turkey are not of the highest standard and have long waiting times. However, the private hospitals are comparable to most of Europe, offering excellent service.

What is SGK insurance in Turkey?

SGK (Sosyal Güvenlik Kurumu) is Turkey’s national social security and health insurance system. It’s mandatory for citizens and available to eligible residents and some foreigners. SGK covers services like doctor visits, hospital care, emergency treatment, and prescription medications.

Is Turkey's healthcare good?

Turkey’s healthcare system is generally considered good, with both public and private options. Public hospitals offer affordable care, while private facilities are known for high quality, shorter wait times, and English-speaking staff, making Turkey a popular destination for medical tourism.